Winkwink, nudgenudge

Now that I am a mortgagee, I have some grown up decisions like: "Do I need life insurance"? Given that I have no descendants (I always use protection so I have never been pregnant), the only reason to get it would be to pay my mortgage in the event I became too disabled to work. There is almost surely an exemption for mental illness, so I really can't see the point. I mean, even if I end up like the "Diving Bell and the Butterfly" dude and all I can physically do is wink, I am sure I can still write papers and give lectures, with the assistance of a spunky male nurse at my side who will patiently interpret my winks.